White is the colour

Factors that affect the premium you pay include your postcode, engine size and even car colour with red being the most expensive and white the cheapest.

Strange claims dealt with by the car insurance company, Elephant.co.uk, include a car kicked by a passing camel in a garden centre car park, a windscreen shattered after an angry squirrel hurled a nut, and a bonnet destroyed when a horse decided to sit on it. One motorist claimed after accidently pouring shampoo into his fuel tank instead of petrol.