Get your claws out

Aegis underwriter Peter Lodge talks about the risks to be found at zoos: "The most dangerous animal from a liability and property point of view is the elephant, for the simple reason that they can cause a great deal of property damage and are also capable of crushing people."

Those making films will need to make sure they have Film and TV Producers' Errors and Omissions insurance. Hiscox warns 'no matter how honest the intentions or rigorous the legal clearances, a production company may still face legal action from people claiming a blockbuster was based on their idea.'