Foot in mouth
The NFU Mutual says 'Whether you keep dairy cattle, produce cereal crops or grow bedding plants, the one thing you need is an insurance policy which protects the very things you depend on to earn a living.' We couldn't agree more.
If farmers couldn't protect themselves against crop and equipment failure we'd go back to the Middle Ages style of farming where people just grew what they would eat themselves. If you happen to live in town and owned no land you'd be out of luck when it came to feeding your family!