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Protecting Precious Assets


It may surprise you to know that the history of insuring body parts is a long one. The insurance of body parts may seem unusual but it is in fact quite common among celebrities and sportspeople, and is perfectly legal.

Body part insurance is available to anyone who uses a specific part of their body as part of their job. 

This began when models insured their limbs and has been followed by some frankly bizarre policies, including the winner of the first World Yo-Yo Contest in 1934, Harvey Lowe.  He had his hands insured by the Cheerie Yo-Yo Company for $150,000, an enormous sum of money at the time. 

Here are just some of the more recent policies that stars have taken out:

. Welsh crooner Tom Jones' chest hair has previously been insured for a tidy sum of $7m
. International singing superstar Rihanna has her legs insured for $1m
. Ugly Betty star America Ferrera's smile has been priced at a cool $10m
. Believe it or not, Jennifer Lopez has even had her buttocks insured for $300m
. Mariah Carey's legs have been deemed so precious that they have been insured for $1billion!

Celebrity insurance doesn't always cover the key assets of a sports star. Last year, NFL player Troy Polamalu had his hair insured for $1m, because his big locks are part of his brand identity. However, we don't know if the policy only covers damage incurred whilst playing or goes further than that.

Now you know more about body part insurance, visit our trivia page to find out more interesting facts and figures about the world of risk.


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