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FIFA Club Protection Programme approved

FIFA Club Protection Programme approved This weekend stadiums across Europe will see 53 nations starting out on the road to the 2014 World Cup finals in Brazil.

There are nine groups in all, with the group winners guaranteed automatic passage to South America. The eight runners-up with the best records will enter two-legged play-offs in November next year to determine the other four European qualifiers.

However, the impending 2014 World Cup in Rio will be somewhat different for European clubs and players this time around. 

FIFA have launched a £47 million initiative called the Club Protection Programme (CPP) which means that Europe's top teams will be compensated if players are severely injured during World Cup qualifiers. 

This means that if  a player is injured due to an accident while on duty with his representative team, the player's club will be compensated for having to continue to pay the player's fixed salary although the player was not injured playing for their club. 

The CPP will pay up to £17,000 a day over a maximum of 365 days.

There are often special insurances in place for specific sports tournaments. For example, the English FA had insurance in place in conjunction with the UEFA specifically for Euro 2012.  It is this policy that could pay out to Tottenham Hotspur FC which is reported to be claiming £500,000 over the loss of Scott Parker this summer. 

The footballer is out of England's World Cup qualifiers because of an Achilles injury aggravated by Euro 2012 games earlier on in the year.

There are bound to be many more football-related injuries as the qualifying games proceed but it's not only footballers that need protecting.  Read more about sports insurance here.

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